Herald - Issue 463

Page 70 • The HERALD • 12th September 2024 v WE’VE BEEN YOUR LOCAL SINCE 1994 v ASK A PROFESSIONAL A Design for Your Future Life (Starting Tomorrow)!! by Michael Osman, Oyster Financial Planning Have you ever taken nancial advice? For some that will be a no, for some that will be a yes. Discussed a pension, inherited some money, wanted some life assurance. You can get great nancial advice for all of these issues and more. Basically, Financial Advice is product related, can be very transactional on occasion, but tends to concentrate on one particular area with one eye on your bigger nancial circumstances. at’s nancial advice! We give nancial advice of course, but the best part is nancial planning, Lifestyle Financial Planning as we describe it. Lifestyle Financial Planning is so much more than products, it’s everything! It’s your career, your family, your ambitions; it’s working to own your own little piece of the world. It’s when do you want to stop your current work and do something di erent or even just slow down in preparation for retirement. Yes, there are products, investments, pensions needed along the way, but these are just items of ‘stu ’ needed to help you get to where you want to be. Lifestyle Financial Planning isn’t about building this huge amount of money at some far-o point in the future ready for retirement. I think we have all witnessed or experienced someone doing this and working hard all their life to build this ‘nest-egg’ to then have tragedy strike and not enjoy it! Lifestyle Financial Planning is about now, today, tomorrow, next month, next year, 3 years, 5 years, 10 years, 15 and 25 years into the future. It’s about creating the best possible life for you and your loved ones right now with one very close eye on the future. Balance is key, living and loving life right now, building your own little family empire, your home, your health and your happiness. Whilst having a clearly worked out path along life’s journey wherever that takes you. is is what Lifestyle Financial Planning is all about and YES some boring products may be needed along the way to help you get to where you want to be and to protect your family along the way in case disaster strikes but its your own bespoke Lifestyle Financial Plan that is the fun, ful lling and rewarding bit! To discuss your own Lifestyle Financial Plan, get in touch today or tomorrow! Email: Michael@oyster nancialplanning.co.uk, call: 023 8084 8410 or pop into our o ce in Hythe village. Michael Osman, Oyster Financial Planning

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