v INDEPENDENT, LOCAL AND PROUD v 3rd April 2025 • The HERALD • Page 59 ASK A PROFESSIONAL Helen Sparks Mortgages & Financial Services Offering professional advice since 1985 Mortgages Residential Life Time Equity Release Buy to Let – first time landlords Property Portfolios Help to Buy Insurance Buildings & Contents Insurance Life Assurance Critical Illness Income Protection YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Some forms of buy to let mortgage are not regulated by the Financial Conduct Authority. 023 8084 4108 enquiries@helensparks.com Helen Goodall T/A Helen Sparks Mortgages & Financial Services is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority limit for Pension Credit but if you have more than £10,000 in savings, this will affect the amount you receive. e eligibility criteria can sound a bit di cult to understand and we know many people are missing out on Pension Credit so would urge you to ring us for a chat if you think you are missing out and we can check to see whether you may qualify for Pension Credit. Lasting Powers of Attorney: As well as assisting with nancial bene ts we can help you apply for Lasting Powers of Attorney. It is o en a great shock to people to discover that being their loved one’s next of kin, they do not have the legal right to make decisions for them. A lasting power of attorney (LPA) is a legal document that lets you appoint one or more people to help you make decisions or to make decisions on your behalf. ere are two types, one for health and care decisions and one for nancial decisions. is gives you more control over what happens to you if you have an accident or an illness and cannot make your own decisions. We have information booklets available in the o ce which help explain Lasting Powers of Attorney in more detail or you can ring us for a chat. We are able to complete the forms for you so they are ready to be registered with the O ce of the Public Guardian, but we are not able to give legal advice. We do request a donation for this service. If you want to discuss applying for the bene ts listed above or applying for Lasting Powers of Attorney, please visit us in our Age Concern New Forest O ce in Hythe at 19-20 Marsh Parade, Hythe, SO45 6AN or ring us on: 023 8084 1199 or 023 8202 7595. We are open to the public 10am-1pm, Monday to Friday, or leave a message outside of these hours. Advice from Age Concern New Forest Continued from page 58
RkJQdWJsaXNoZXIy MTIyNzI=