Page 16 • The HERALD • 12th March 2026 v SUPPORT YOUR LOCAL BUSINESSES v ARE YOU ON THE RIGHT TRACK? Changes to the inheritance tax treatment of pensions and changes to ISA rules mean that now is a good time to review your investments, get to grips with what those changes mean to you, and make sure youe’re on the right track to live the lives you’ve been working so hard towards in your retirement. Straight Talk Wealth Management in Holbury are here to guide you through this. For some, the nancial path they are walking is ne. For others, some simple tweaks and pivots to their investment strategy can work wonders. For everyone, getting a fully independent whole of Walbank Opticians is entering an exciting new chapter with a full practice re t and rebrand designed to modernise the space and better re ect what the brand truly stands for. e refreshed look will bring a brighter, contemporary feel to the practice, creating a welcoming environment that blends style, comfort and clinical excellence. While the surroundings and the name may be di erent, the heart of Walbank Opticians remains exactly the same. Patients will continue to be greeted by the familiar, friendly faces they know and trust. e same experienced team, delivering the same high standards of professional eyecare and awesome eyewear styling that we are known for. e rebrand is not about changing who Walbank Opticians is, but about expressing it more clearly – combining modern style with personalised care. It’s a fresh new look, built on the same strong foundations, ensuring clients feel con dent, cared for and right at home. e work begins on the 23rd March with a provisional reopening date of 8th April. Keep up to date by visiting: www.walbankopticians.co.uk or on our Facebook and Instagram. market adviser to guide you will give peace of mind. ere’s no one size ts all solution, so you don’t want a one size ts all adviser. Clever investing needn’t be complicated, but it does need to be considered. Most of these changes contain more nuance than there is space for here, but the essential headlines on the ISA changes are that, from the 6th April 2027, and for those aged under 65, the annual limit to invest into a cash ISA will reduce to £12,000. However, overall you can still invest £20,000 into ISAs, which means even if you invest the full £12,000 into a cash ISA you still have £8,000 each year to put into stocks and shares ISAs. Which is no bad thing. Whilst Cash ISAs have a level of safety to them, Stocks and Shares ISAs o er a greater opportunity for growth. You can contact Straight Talk via the details opposite. e o ce is open Monday to Friday, 9am till 5pm (4pm Fridays). Straight Talk Wealth Management is a trading name of Straight Talk Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority (FCA register number 463676). A Refreshing Change by Twinkle Patel of Walbank Opticians Caroline Rupik, Straight Talk Wealth Management Twinkle Patel, Walbank Opticians
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