Page 70 • The HERALD • 6th August 2026 v WE’VE BEEN YOUR LOCAL SINCE 1994 v ASK A PROFESSIONAL In life they say you never know what is around the corner. Life’s little or sometimes bigger speed bumps come and hit you when you least expect them. All of us will su er sadness or loss during our lifetimes some are unluckier than others. For my own reasons I have always tried to live my best possible life and with the Lifestyle Financial Planning work we do for our clients at Oyster we try and encourage them to do the same. A key part to achieving this and showing our clients what can happen in their lives is to create a Lifestyle Financial Plan. If you know what your nancial future is going to look like in both the here and now and also in 1, 3, 5 years and much further into the future (using sensible assumptions) you really can achieve and enjoy those special memories. You have heard of Mission Impossible well we like to use the phrase Ambitions Possible at Oyster. If you know what you are going to earn, what you owe, when that will be paid o , and the cost of your desired lifestyle now, in early retirement and in later life you really can start to create a nancial design for your own life. Knowing you are going to be ok nancially, and I mean actually seeing it in actual easily understood pictures is a great start. I have seen the following happen so many times in my near 30-year career being a Lifestyle Financial Planner. People have dreams and ambitions to do ‘something special’ in the future and then sadness or a diagnosis of a serious illness happens and suddenly that ‘something special’ gets brought forward to the present day. My advice to everyone is that you don’t have to wait for sadness or tragedy to happen to have this perspective if you have your very own Lifestyle Financial Plan you can in a lot of cases enjoy that special trip or occasion much sooner in your life and maybe even do it more than once. So please if you have that special ambition don’t delay get a Lifestyle Financial Plan and do what makes you happy today! Pop in and see us in Hythe Village or call: 02380 848410 or email: michael@oyster nancialplanning. co.uk Don’t Delay – Do What Makes You Happy Today! by Michael Osman, Oyster Financial Planning Michael Osman, Oyster Financial Planning
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