Herald - Issue 409

Page 66 • The HERALD • 15th July 2021 v INDEPENDENT, LOCAL AND PROUD v YATES & CO Chartered Accountants Specialists in providing accounting and taxation advice to small businesses and individuals Contact: Colin Yates A.C.A. Telephone: (023) 8086 1550 E-mail: enquiries@yatesco.co.uk Personal and Friendly Service Building Plans & Estimating Building Plans for Planning & Building Regulation approval Builders Estimating Service Free initial meeting and estimate CAD drawings produced on latest software Please call Bob on 07795 692060 Email abbott.bob@sky.com ASK A PROFESSIONAL Quite o en the reason new client’s contact Oyster is because they nd themselves at a crossroads in their lives. ey could have been made redundant and need to understand the e ect on their family and nancial position. It could be a change in a client’s health and they want to understand how they can use their money to protect their house and family. It could be that they have inherited money and want guidance on how to use this cash. A common reason for clients making contact is because of divorce. Sometimes this is ending a long-standing relationship, where the house, nances, lifestyle costs have all been shared from two sources of income and then suddenly, due to the divorce, all this changes. Suddenly there are half the assets and one source of income but life still has to be paid for. is can cause stress and anxiety about how the future will be paid for when this situation happens. Or the crossroads moment can be as simple as clients reaching that time where they need to properly plan for their retirement. ey have reached an age where they have their life partner, their house, some savings, children are no longer nancially dependent and have various pensions but just need to make sense of everything they have accumulated and how best to mould these into a nancial plan, a strategy that works for them. Oyster can help clients at these crossroad moments make the very best use of the assets available to them. To allow them to create an easily understood plan that gives them the con dence to live the life that they want without the fear of ever running out of money. Contact Oyster on: 023 8084 8410 or email: michael@oyster nancialplanning.co.uk if you are at a crossroads in your life. Michael Osman LIFE AT A CROSSROADS? by Michael Osman, Oyster Financial Planning