Herald - Issue 414

Page 56 • The HERALD • 28th October 2021 v THE HERALD - Proud to be part of your community v ASK A PROFESSIONAL PLAN FOR TOMORROW, LIVE FOR TODAY! by Michael Osman, Oyster Financial Planning Change is the only constant in life. It inevitably involves twists and turns. When this happens, it’s important to feel secure with the knowledge that you have the right contingency plan in place. Here, we consider some major life events you may wish to discuss with us. DIVORCE AND MANAGING FINANCES - Managing your nances a er divorce can sometimes feel like an impossible task. For some people, divorce can mean nancial devastation or hardship. Yet as messy and painful as divorce can be it is possible to recover both nancially and emotionally a er a divorce. THINKINGABOUTFINANCIALPLANNING FOR LONG-TERM CARE - More people in the UK are living for longer, which is good news. However, this longevity brings certain challenges, such as how we will fund any long- term care that may be needed in the future. DEALING WITH YOUR FINANCES IN WIDOWHOOD - Coping with the death of a loved one can be extremely hard. Losing your loved one, whether expected or sudden, can prove almost too much to bear. A er the death of a spouse, your nancial situation will likely be a major concern. WHAT TO DO AND NOT DO WITH AN INHERITANCE - Losing someone you care about is one of the hardest experiences in life. Receiving an inheritance probably means coping with the death of a loved and cherished member of your family or a friend. Decisions will need to be made on how best to use this money carefully for your own nancial future. Oyster can help you with all of the above scenario’s allowing you to move forward with your life. Our Aspire Lifestyle Financial Planning process is a perfect solution for people at one of these crossroads mentioned above. Please come see us opposite Lloyds Bank in Hythe or call: 023 8084 8410. Michael Osman