Herald - Issue 414

Page 58 • The HERALD • 28th October 2021 v THE NEXT HERALD IS OUT ON 18TH NOVEMBER v Helen Sparks Mortgages & Financial Services Offering professional advice since 1985 Mortgages Residential Life Time Equity Release Buy to Let – first time landlords Property Portfolios Help to Buy Insurance Buildings & Contents Insurance Life Assurance Critical Illness Income Protection Private Medical Insurance YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Some forms of buy to let mortgage are not regulated by the Financial Conduct Authority. 023 8084 4108 helensparks@btconnect.com Helen Goodall T/A Helen Sparks Mortgages & Financial Services is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority Building Plans & Estimating Building Plans for Planning & Building Regulation approval Builders Estimating Service Free initial meeting and estimate CAD drawings produced on latest software Please call Bob on 07795 692060 Email abbott.bob@sky.com ASK A PROFESSIONAL BECG and Stride Treglown launch Big Ideas Project for Southampton Tragedies happen, I’m afraid. Just pick up any newspaper or watch the news on TV. Yes, the chances of you personally being involved are low. But planning for all eventualities can at least ease some of the pain of those you leave behind. Something o en overlooked in do-it- yourself wills is a residue clause. But it’s a subject close to the heart of any decent will writer. You may have made speci c bequests but what happens to the remainder? And what happens if a named bene ciary dies before you or at roughly the same time? Your will should re ect this. For example, if a bene ciary dies, the bequest passes to their children or grandchildren. We always recommend a third or fourth residue backup clause. If no family members survive, you may want your estate to pass to friends or a charity. Without a residue clause, the rules of intestacy apply to any money or possessions remaining. And that could mean part of your estate not going to whom you intended. Friends and charities would certainly be frozen out. Make sure your will covers all eventualities by contacting Heritage Will Writing on: 023 8087 9243 or email: info@ heri tagewi l lwri t ing. co.uk WHAT HAPPENS IF WE ALL DIE TOGETHER? by Heritage Will Writing the city invited to share ideas via the Big Ideas website. e project is being led by BECG, which has a regional base in the city, in partnership with architecture and design practice, Stride Treglown, which has its regional o ce in Colden Common near Winchester. Together they recently launched the project at the Southampton International Boat Show, setting community, political, and business leaders the challenge to share fresh ideas to promote the city and showcase its assets in new and imaginative ways. e launch of the project also aims to contribute towards the city’s high-pro le bid to become City of Culture in 2025 with BECG and Stride Treglown working closely with the city of culture bid team to raise awareness of both the project and the culture bid. It also comes at a time when Southampton is undergoing signi cant regeneration with major schemes such as e May ower Quarter masterplan, the redevelopment of Leisure World, and the Bargate Quarter rejuvenation. Big Ideas for Southampton aims to make the most of the city’s current assets, and its emerging ones, to promote creative new uses of public spaces to boost its cultural appeal. For example, it might include radical thinking such as providing water taxis along the city’s waterfront, to smaller-scale ideas such as installing friendship benches in Southampton’s fantastic parks. Speaking at the launch event at Southampton International Boat Show, Samantha Clough, Board Director at BECG, said: “This is a city which is continually reinventing itself and the evidence is all around us. The to the waterfront. Good progress is being made on the Bargate Quarter rejuvenation, and BECG has been delighted to support this project as it breathes new life right into the heart of the city.” She added: “We want to hear from as many businesses, community groups, and individuals as possible who have a bright idea. Whether it’s fun, clever, ambitious, simple, sensible, ground-breaking, or downright wacky, we want to hear ideas that will enrich Southampton’s cultural offer.” Phillipa Klaschka, Associate Architect at Stride Treglown adds: “Southampton should not be afraid to think big when it comes to raising its profile, especially when it comes to the bid to become City of Culture in 2025. “This is the perfect time to launch our campaign which aims to provide truly accessible engagement to diverse regional stakeholders and all members of the community who can register their big ideas! Ideas are limitless from ambitious place making concepts to simple and creative interventions within the city. Together we can inspire one another to make Southampton an even better place for all to live, work and play.” Once city leaders, stakeholders and the community have had the chance to share their ideas, a diverse selection will be chosen to feature in a book of cultural ideas for the city which is set to be published later this year. ese could, in turn, contribute towards the City of Culture 2025 bid, and provide a legacy of creative improvements for all residents and visitors to enjoy. To nd out more, get involved and share your ideas, visit: www.bigideas.becg.com Leading built environment experts invite stakeholders and the Southampton community to share their creative and cultural ideas for the city. e Big Ideas project is a new, exciting campaign to encourage the community of Southampton to get creative and share their ideas to enhance and improve cultural places across the city. e project has been launched to support and enhance Southampton’s creative and cultural o ering with businesses, charities, community groups and individuals who live and work in Mayflower Quarter will transform the city centre, from the railway station