Herald - Issue 419

v FOR GOOD ADVICE, ASK YOUR LOCAL SPECIALISTS v 17th February 2022 • The HERALD • Page 57 Tel: 023 8254 7600 TMT House, 12 The Marsh, Hythe, Southampton, SO45 6AL enquiry@tmtlegalservices.co.uk www.tmtlegalservices.co.uk Your Local Legal Specialists WILLS & PROBATE ONLINE AND PHONE CONSULTATIONS AVAILABLE Call the Team on 023 8254 7600 or visit our website for our online quotation tool where you can also instruct us Sanders Design S E R V I C E S L T D BUILDING PLANS AND DETAILED DRAWING SERVICE Complete professional service for extensions, conversions, new houses and commercial projects • Computer Aided Design Drawings • Free Initial Visit and Quotation 95 Cedar Road, Hythe, Southampton SO45 3PX Tel: 023 8020 7195 Email: info@sandersdesignservices.co.uk Web: www.sandersdesignservices.co.uk ASK A PROFESSIONAL keep reminders there and always set a security lock on your phone - most mobile phones have the additional security of facial or ngerprint recognition to keep your information secure. • One easy way to save brain power and track your nancial life is with money apps. Some have a ‘dashboard’ approach so you can see everything from your savings and current accounts to pensions and credit cards in one go. is avoids forgetting balances and interest rates. • Get in the habit of checking your credit score regularly. Credit reference agencies offer ‘paid’ services, but it’s also possible to check your credit score and reports for free. If you spot anything wrong, ask for it to be put right. • Many of us have multiple online accounts. To save the hassle of ‘forgetting and resetting’ passwords, use a secure online password manager system. If you must write them down, don’t ever use a notebook labelled ‘Passwords’. • You can’t keep everything in your head so declutter your brain and keep a le for personal and nancial paperwork. is means you can quickly nd everything from your National Insurance number and tax details to your MOT date along with bank and mortgage statements. For anyone struggling to recall their key nancial and lifestyle information, Admiral Loans has created an easy digestible guide, ‘Know the Score’ which signposts users where to nd the relevant information that’s key to nancial stability. Scott Cargill, UK CEO of Admiral Loans adds: “It’s understandable that many of us don’t know our own credit scores, loan balances or the amount in our pension pots off the top of our heads. But even though this information is only a few taps away on our phones, it’s easy to fall into the trap of forgetting to check it. It’s important to be in control of your finances and this includes knowing things like your mortgage rate, your credit card balance and your credit score. It’s concerning that 35% of Brits have never checked their credit score. However, it might be that people just don’t know how to check this. As this is a piece of information that plays an important role in many aspects of a person’s financial life beyond being approved for a loan or credit. Having this information front-of- mind can help us all make better financial decisions and prevent us from falling into debt. So we’re urging people to use our guide and join us in making ‘Know the Score’ their New Year’s resolution.” For further information from Admiral Loans, please visit: www. admiral.com/loans/what-personal- information-do-you-know-about- yourself Continued from page 56 Info Could Risk Falling into Debt