22nd June 2023 • The HERALD • Page 69 v READ THE HERALD ONLINE: www.herald-publishing.co.uk v ASK A PROFESSIONAL Helen Sparks Mortgages & Financial Services Offering professional advice since 1985 Mortgages Residential Life Time Equity Release Buy to Let – first time landlords Property Portfolios Help to Buy Insurance Buildings & Contents Insurance Life Assurance Critical Illness Income Protection YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Some forms of buy to let mortgage are not regulated by the Financial Conduct Authority. 023 8084 4108 enquiries@helensparks.com Helen Goodall T/A Helen Sparks Mortgages & Financial Services is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority If you are considering replacing the windows or doors at your property, you should be aware that any replacement installation must comply with the Building Regulations rules. ese are a set of minimum standards designed to ensure buildings are constructed safely. Since 1st April 2002, Building Regulations have applied to all replacement glazing which is tted in a dwelling. In short, the replacement of an external door or window is subject to Building Regulations and therefore the installation needs to meet certain standards covering points such as safety and thermal performance. To ensure your new windows or doors are compliant; you need to obtain Building Regulation approval for this work. is can be obtained either directly from the Local Authority or via a competent person selfcerti cation scheme, such as FENSA or CERTASS. Most window installers are registered with a scheme and once the installation has been completed the installer will issue you with a FENSA certi cate (or equivalent if the installer is registered under a di erent scheme) to con rm that the installation was compliant with Building Regulations. This certificate should then be produced as and when you come to sell or mortgage the property. It will be requested by the solicitor acting for your buyer or your lender. Without this certi cate, there is no reassurance that the work has been done correctly and to the appropriate standard. ere is also the possibility of enforcement action by the Local Authority if the window installation does not comply with the minimum standards prescribed by the Building Regulations. In summary, if you are considering replacing your windows or doors, please ensure that the installer will provide you with the necessary documentation to ensure you can satisfy future buyers that the Building Regulations have been complied with. REPLACEMENT WINDOWS Advice from CGM Solicitors
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